12 31 | | 2024 12 31 | | | | | | | | | | | | | 2024 | | | | | | | | | | | 5% 1. | 4 | | | | | | | 75 | 70 | 75 25 | | | | | | | | | | | | | | 2025 | | | | | | | | | | | | | | | | | | | | | | | | | | |